Why would I need this service?

If you get sick, you go to a doctor. If you have legal problems, you seek the services of an attorney. When you need assistance with your mortgage, seek the services of a certified lender mediation expert (Certified Loss Mitigation Specialist).

This service can not only stop the foreclosure and save your home, it can also save you thousands of dollars. Most people do not have the skills, knowledge or expertise necessary to negotiate with lenders and most people are completely unaware of their rights and entitlements. The lenders will not tell you.

There are dozens of legal strategies (we only operate legally) that we use on a daily basis. These include government and non-government programs, designed specifically by the lending industry to help homeowners reinstate or modify their existing mortgage. Click here to apply and we can quickly determine whether you qualify or not, at no cost or obligation to you.

Do I need good credit? Is this a loan?

You do not need credit nor do you need a loan. You already have one with the lender. We are simply negotiating with the lender to reinstate or modify that loan so that you can stay in the home, and get on with your life. Be careful if someone is telling you they can lend you the money. In most cases, if you are delinquent or in default on your mortgage, they are either looking to just 'take' a fee from you, or possibly 'take' your home.

Why should I use your services?

Our experts have been doing this since the 90's and have never lost a home to foreclosure. We will not accept a case, nor take a fee if we cannot get the work done. Our success rate is 100%. Other companies claim a success rate of 90%, 97%, etc. - we guess that means they do lose some cases and homes. We don't. We are members of the Better Business Bureau. Please read some of our testimonials or click here to apply.

Why is the lender foreclosing and what is foreclosure?

When you wanted to purchase a home, you didn't have all of the money necessary for the purchase. You borrowed the money, and created a mortgage or deed of trust (promissory note). Your home was the collateral for the loan and the promissory note basically stated that should you not meet your mortgage payment obligations, the lender can take your property (take title). Foreclosure is the legal process through which this is accomplished.

Although you have rights and entitlements, what you should realize is that the lender does not want your home. They are not in real estate. They only want you to continue paying monthly mortgage payments. But time is of the essence. The longer you take to act, the more this will cost you. Also, if you have a foreclosure sale date, you need to act now.

Which lenders do you work with?

We work with all lenders and have personal contacts and relationships with them. We know how to cut through the red-tape and we are not intimidated by anyone.

Who qualifies for this service?

Any homeowner who encountered a hardship condition, who is behind on their mortgage, and can now resume (or will be able to resume) making monthly mortgage payments. Click here to apply and we can quickly determine whether you qualify or not, at no cost or obligation to you.

The sad fact is that some homeowners will not qualify to keep their home and we can still help. Our entire philosophy is to give you free counsel and to help you in your situation. We have alternative solutions that can help any homeowner who is delinquent or in default on their mortgage. Do not deed over your home to an investor if you do not need to.

What if I do not want to keep my home?

We can also assist you in that process as well. Do you truly want to leave your home? Or has someone convinced you that you cannot save the home? Let us analyze your situation and determine what options you have available. In many situations, we have helped people stay in their home when they thought it wasn't possible.

How long does this process take?

To find out if you qualify can be determined by your application and a short no-cost consultation with one of our certified lender mediation experts. This can take as little as 10 minutes, but should not take more than 30 minutes.

Then, if you do qualify for assistance, it should only take another hour or two to complete all the documentation that the lender requires. Once a case is accepted by one of our processing companies, it takes (on average) 30-60 days for case completion, although it could be less or more, depending on each situation. This will actually allow you to save even more funds to help your situation.

How much will this service cost?

The cost is determined by the availability of funds(your ability to pay) and your monthly mortgage payment. If you don't qualify, it won't cost you anything but a few minutes of your time. If you do qualify, we will save your home and stop your foreclosure. Click here to apply and we can quickly determine whether you qualify or not, at no cost or obligation to you.

1(786) 486-7233

1(877) 332-8643

1(877) 33-AVOID

CustomerService@ForeclosureAssistanceOfAmerica.com